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HOW TO CALCULATE A DEBT-TO-INCOME RATIO | QUICK DTI CALCULATION

Recent Reviews

Byers, CO
"He always delivers what he promise"
– Emily F.

5.0

Review Verified
Byers, CO
"He let me know how things were going the whole process"
– Connie L.

5.0

Review Verified
Arvada, CO
"Smooth closing no delays."
– James G.

5.0

Review Verified
Arvada, CO
"All the support he gives you!"
– Susana Alejandra M.

5.0

Review Verified
Thornton, CO
"El buen trato y los buenos consejos"
– Francisco D.

5.0

Review Verified
Aurora, CO
"He was professional, and on top of his job."
– Guillermo A P.

5.0

Review Verified
Denver, CO
"The journey of buying a home is wonderful if you have people like Audyn Quintana, he is a professional in his work. During the stage of collecting the financial information, it was very clear and specific about what we should have to achieve our objective. Then, in the pre-approval, I explain all the information in detail, and provide us with didactic material to understand the entire mortgage process. I would recommend it 100%."
– Maria A L.

5.0

Review Verified
Denver, CO
"Audyn is a great loan officer. He has a really good disposition to solve issues, help and keeping all the parties were of the process."
– Emily F.

5.0

Review Verified
Fort Lupton, CO
"He was very responsive and communicative during the transaction, he always kept the clients updated about the status of the loan, a very professional Loan Officer."
– Emily F.

5.0

Review Verified
Castle Rock, CO
"Communication & businesss was key! Very pleased."
– Heriberto S.

5.0

Review Verified
Denver, CO
"He was very professional. Help us find the best loan for us, overall a great experience."
– Amalio S.

5.0

Review Verified
Denver, CO
"Audyn is a great person."
– Ronnie Eugene C.

5.0

Review Verified
Denver, CO
"Audyn cares about you and is very helpful with everything!"
– Sparkle Marie C.

5.0

Review Verified
Commerce City, CO
"Audyn as always is very informative and knowledgeable. Gives great recommendations in order to get his/her client where they would like to be. We are very appreciative of his time, knowledge and work!"
– Horacio D.

5.0

Review Verified
Denver, CO
"Everything was explained yo me step-by- Step and they were very professional"
– Oscar C.

5.0

Review Verified
Aurora, CO
"Audyn siempre se porto super accesible, amable, profesional siempre buscaba la mejor manera de ayudarnos, siempre que teniamos preguntas estaba disponible realmente una gran experiencia y el proceso fue rapido y facil comparado con otra financiera con la que habia trabajado antes."
– Maria O.

5.0

Review Verified
Brighton, CO
"As a first time homebuyer Audyn made the experience feel much smoother. Every action needed from me was explained in detailed. My million questions were always answered. Audyn went above and beyond in every way. We are so happy with his work."
– Stephany Angelina O.

5.0

Review Verified
Frederick, CO
"It was very helpful he was Bilingual."
– Rosabel M.

5.0

Review Verified
Frederick, CO
"Thanks for helping to find the first house is a dream thanks.."
– Jose Isabel I.

4.8

Review Verified
Northglenn, CO
"Very professional, smart and organized"
– Maria E.

5.0

Review Verified
Denver, CO
"Audyn did amazing the process was very fast great experience"
– Miguel A.

5.0

Review Verified
Denver, CO
"Excellent communication super fast and efficient very happy 😁😁"
– Azucena G.

5.0

Review Verified
Denver, CO
"Audyn saved the day and got this transaction closed successfully. I'm grateful for his professionalism and diligence when dealing with a difficult transaction. He received the file and closed it for the parties within in 2 weeks. Amazing! Thank you Audyn. Looking forward to working with you again."
– Angela H.

5.0

Review Verified
Littleton, CO
"Audyn was always responsive, courteous, patient, and knowledgeable. I felt I could reach him at anytime and I would get an accurate and honest answer within a reasonable time."
– Ivan R.

5.0

Review Verified
Thornton, CO
"Very professional, he answer all my questions, and very nice person"
– Victor M.

5.0

Review Verified
Littleton, CO
"Audyn is a determined, professional, kind, and efficient person to work with. We came to him after a terrible experience and he rescued our loan. Not only was he able to help us, but he made it seem so easy where other lenders told us we had nothing but dead ends. We have already referred him to 2 other people (they will be going to him within this following year), and we will continue to do so. He's so pleasant to work with."
– Felix A.

5.0

Review Verified
Henderson, CO
"Audyn Quinta did a great job on helping us refinancing our loan. He was on top of the game and always ready to answer our questions. We felt very comfortable working with him. We highly recommend Audyn to be your next loan officer. Thank you."
– Hitler S.

5.0

Review Verified
Longmont, CO
"Tks for the communication"
– Michael D.

4.8

Review Verified
Aurora, CO
"Fast Responses from Audyn and updates on statuses of the refinancing process. And easy to send him necessary documents and would give me plenty of time to get the documents needed. And Audyn is very courteous and attentive to detail on the process. Very happy and satisfied"
– Andres A.

5.0

Review Verified
Denver, CO
"Muy buen servicio siempre contestaba mis llamadas a la hora que fuera y siempre me explico muy bien todo lo referente a lo del prestamo muy servicial en todo estoy muy agradecido con su servicio"
– Leopoldo G.

5.0

Review Verified
Arvada, CO
"Thank you Audyn for helping us to a successful closing!"
– Jennifer L.

4.8

Review Verified
Hudson, CO
"Great service great staff great communication with us"
– Alma H.

5.0

Review Verified
Aurora, CO
"Todo estuvo bien muy amable"
– Angel E.

4.8

Review Verified
Denver, CO
"He is very professional, explaining the process of the loan, giving information and sending updates of the process. Great lender Thank you"
– Lorena A.

5.0

Review Verified
Aurora, CO
"The great help,and advise"
– Francisco N.

5.0

Review Verified
Denver, CO
"Everything"
– Gaspar N.

4.7

Review Verified
Bailey, CO
"The most impressive thing I loved about Audyn, was his patience, never once did he ever fold under pressure and kept his word even though things got a bit crazy towards the end. But was all worth it and he became like family to me."
– Thomas Y.

5.0

Review Verified
Denver, CO
"They made it happen for us. We are very pleased with their services and out come of our new home purchase. We can't thank you enough for everything you all did for us. Thank you!"
– Gloria N.

5.0

Review Verified
Denver, CO
"Audyn had great communication with me through the whole process and made it easy to get in my first home I would recommend anyone"
– Joseph O.

5.0

Review Verified
Denver, CO
"Audyn stepped in to help us get a couple people into homes during this Pandemic and he did it in 3 weeks! Impressive :)"
– Nicole M.

4.8

Review Verified
Denver, CO
"Good service"
– Joaquin A.

4.8

Review Verified
Highlands Ranch, CO
"He’s always responsible, gets things done! Right!, he’s always helpful!, and I sure would recommend to friends. Because he’s such a great person!,"
– Steve R.

4.8

Review Verified
Highlands Ranch, CO
"It was so great working with Audyn. The entire process was explained in great detail and he was always there to answer all of our questions. I will definitely be recommending Audyn to my clients in the future."
– Contessa Q.

5.0

Review Verified
Highlands Ranch, CO
"Great Communication."
– Jay H.

4.8

Review Verified
Thornton, CO
"Audyn is the best he was very attentive honest easy to work with he is extremely knowledgeable in his field my wife and had a very positive and seamless experience he was so professional and his communication was superior i highly recommend his services thank you so much Audyn"
– Juan D.

5.0

Review Verified
Aurora, CO
"Always stays in touch until the end. Then still checks on you after the fact. Never leaves you hanging or not knowing something."
– Lino C.

5.0

Review Verified
Johnstown, CO
"Audyn was on it from start to finish. His communication through the process was amazing he was informative every step of the way."
– Erika H.

5.0

Review Verified
Brighton, CO
"The process was very smooth, he was very professional all my questions were answered I am very satisfied."
– Rodrigo O.

5.0

Review Verified
Thornton, CO
"The greatest thing was that Audyn Quintana speaks Spanish"
– Marcial F.

5.0

Review Verified
Littleton, CO
"Everything was good and professional."
– Patricia M.

5.0

Review Verified
Commerce City, CO
"Todo fue muy fácil se prestan mocho para ayudarte en todo lo q nesecitas"
– Edgar S.

5.0

Review Verified
"It was not an easy job , and he did it!. He is been always positive and on top of every situation! I recommend him! Do not hesitate in hire his services!"
– Esteban .

5.0

"We recommend Audyn and his services due to his efficiency and knowledge of his craft. Since we began our process until the very end, he was always informative and very willing to give the best advice for the following steps in our home buying process. We did exactly as he said and worked with the realtor he recommended. With time we were soon closing on our home. He is dependable and trust worthy. If your looking to purchase a home Audyn is the man to work with, you won't regret it!"
– Dolores .

5.0

"He’s a great person who is on top of what he’s doing he help us on getting our loan approved very fast and to make the process of getting a house very easy. Y para los que hablamos español nos ayuda a entender asta el mas mínimo detalle sobre el préstamo y su proseso"
– Lizz .

5.0

Thornton, CO
"We have worked with Audyn Quintana and he has been great in all aspects! He is a really patient and positive! I recommend everyone to work with himn"
– Esteban H.

5.0

Review Verified
Thornton, CO
"Audyn Quintana is an excellent communicator. In all the loan process he was very easy to reach out via phone, text messages, or by email. His knowledge about the loan products is fantastic and help me all the way to end to obtain my new home. I am very pleased with his professionalism and honesty in all process. I will highly recommend him in the future."
– Vanesa L.

5.0

Review Verified
Hudson, CO
"Very professional, during the process he made me feel like I don't need to worry about anything"
– Juan E.

5.0

Review Verified
Northglenn, CO
"Recibi de parte de Audyn toda la informacion necesaria desde la primera entrevista , asi comoel seguimiento a mi credito y me asesoro correctamente y estuvo atento a cualquier informacion que se necesitara lo ecomiendo ampliamente ya que sus servicios son excelemente profesionales"
– Sergio L.

5.0

Review Verified
Colorado Springs, CO
"Audyn was very informative and helpful from the beginning to the end. He was very prompt and always on top of everything. He made an overwhelming process as easygoing as possible. He was always available to answer questions or concerns at any time. He was always polite , attentive and professional. He provided outstanding customer service. I am very pleased and happy I was able to work with someone that had my best interest at hand and made me comfortable through the entire process."
– Jason M.

5.0

Review Verified
"Good communication and really good explanation. Made it so easy for us!"
– Alvaro R.

5.0

Westminster, CO
"Es una persona con ética paciencia y dedicación a Su trabajo, eso es muy importante en un proceso como en es el da la compra de una casa."
– Griselda G.

5.0

Review Verified
"Muchisimas gracias Audyn por abernos ayudado aber logrado nuestro sueño echo realidad.. Sin su ayuda no ubiera echo este camino tan facil.. Mil gracias Att: Omar y Liliana Anguiano"
– Omar A.

5.0

"Always showing 110% effort on helping us and always answered EVERY single question we had! No problems at all!"
– Erik M.

5.0

Denver, CO
"Audyn answer my question Ihave"
– Manuel G.

5.0

Review Verified
Westminster, CO
"AUDYN ,Muy agradecido por su grande ayuda , me trato muy bien que puedo decir para mi es una grande persona . Yo lo recomendaria a mis amistades para que les ayudará .. MUCISIMAS GRACIAS .."
– Ricardo M.

5.0

Review Verified
"He really cares. He's very thorough, and gets the job done even when time is short."
– Lino C.

5.0

"SINCE THE BEGINNING AUDYN HAS BEEN VERY PROFESSIONAL AND ATTENTIVE. ALWAYS VERY RESPONSIVE TO QUESTIONS AND PHONE CALLS ETC. HE ALWAYS DEMONSTRATED PATIENCE DURING THE PROCESS, AND ECPLAINED EVERYTHING VERY WELL. HIS INTEREST WAS ALWAYS HIS CLIENTS. THANK YOU VERY MUCH!"
– Horacio D.

5.0

"It was a pleasure working with you."
– Jennifer A.

5.0

Thornton, CO
"Ellos iban asta mi casa para ayudar con las firmas de papeles"
– Reina P V.

5.0

Review Verified
Thornton, CO
"Audyn was allway happy to help and answer our questions"
– Juan David H.

4.7

Review Verified
Denver, CO
"Audyn did an incredible job getting us to close- he’s my go-to loan officer and I’d recommend him to any if my clients, family or friends."
– Dustin H.

5.0

Review Verified
Arvada, CO
"Audyn, was very professional, and prompt. He explained all the steps clearly which made for a very easy transaction."
– Joseph K.

5.0

Review Verified
Englewood, CO
"He spoke Spanish"
– Jesus L.

5.0

Review Verified
Thornton, CO
"It was a pleasure to work with Audyn. At every step of the process, his experience, knowledge, and thoroughness made buying a home a smooth transaction."
– Owen H.

5.0

Review Verified
Westminster, CO
"The level of professionalism with Audyn was above and beyond what I have know with people in the industry. Marilee, was also extraordinary in making sure i was up to date with all paperwork and inspections and all. Barney, took his sunday off just to walk the house on the last minute before closing to make sure i was pleased with everything. Great team !!!!! Job well done guys. will definitely recommend to my friends and family. thank you so much, Fredy Pedroza"
– Fredy P.

5.0

Review Verified
Lakewood, CO
"Audyn is very knowledgeable and he helped me foresee any possible bumps before they occur and ways to prevent them. We are already thinking about refinancing to get rid of the mortgage insurance and Audyn will be my go-to for sure. Thank you for all support and the bottle of champagne that was very thoughtful. Miguel F."
– Miguel F.

5.0

Review Verified
"Just everything, he explained everything during the process, the communication was great always kept on contact with everything that was going on. Overall the service was just perfect."
– Manuel G.

5.0

Longmont, CO
"Audyn was great!. He was always there to answer any questions we had and if he didn't know the answer to something he would immediately start researching for us. Purchasing a home is a great yet long endeavor and it was comforting to know that Audyn was right there every step of the way."
– Myra C.

4.7

Review Verified
"Audyn made the process go by smoothly. He explained everything step by step. He was in contact at all times."
– Jose S.

5.0

"Everyone worked together to get us what we wanted. When we were viewing houses Audyn and lacy would do the math to get an estimated amount that the mortgage would be. Audyn was also on top of making sure all the paper work was in and done! Both were also super friendly and totally honest! I will be recommending you to family and friends! Thank you!"
– Mariah G.

5.0

Frederick, CO
"Audyn was amazing he was able to guide us through the whole process which was lots of help as we were first time home buyers. I was very grateful that Audyn made himself available at all times regardless if it was weekends or not. I am most appreciative that he was able to give us loan options and explain to us what loan would be best for our situation. He is very kind and hard working."
– Andres S.

5.0

Review Verified
Longmont, CO
"Any questions we had, you answered them in a timely matter and everything was quick and easy"
– Samuel M.

5.0

Review Verified
Aurora, CO
"He is a very nice personable and knowledgeable person he is easy to talk to and always makes sure i understand everything clearly. You can tell he cares about doing a great job and being a very nice person."
– Barbara H.

5.0

Review Verified
Denver, CO
"Good job"
– Nouanchanh P.

5.0

Review Verified
"Como primera compradora Audyn me guio y se tomo el tiempo de explicarme paso por paso. Gracias"
– Maria H.

5.0

Denver, CO
"Audin Es una excelente persona ,magnífico ser humano con una paciencia increíble y un servicio al cliente excepcional no tengo palabras para describir lo agradecidos que estamos con Audin y yo y mi familia no le damos un 10 sino un 100 mil gracias Audin de parte de la familia Rico-Vargas"
– Leslie V.

5.0

Review Verified
Lochbuie, CO
"Throughout lengthy process of buying a home, Audyn showed sophisticated sense of customer service and professionalism. He quickly addressed any questions and issues that came up with processing the loan, and kept us informed in a timely manner. Most importantly, he always had an answer how to resolve any issues which kept our stress level to a minimum. He was available and approachable with any question and concern. We recommend Audyn as he made this experience as a memorable one."
– Jeffrey V.

5.0

Review Verified
Dacono, CO
"I have received immediate response. Our whole process was so hard and heartbreaking but we were always reassured and given great hope and comfort that things will work out. All promises were true to the dot."
– Maria M.

5.0

Review Verified
Denver, CO
"Audyn was always extremely helpful and always available to make sure the loan process was completed on time, even evenings and weekends. Thanks for all your help Audyn."
– Edward A M.

5.0

Review Verified
Commerce City, CO
"N/a"
– Maria A G.

5.0

Review Verified
Denver, CO
"Audin was a great guy to work with. He listens, puts in a lot of effort and also showed a great level of patience to working for my best interests."
– Jacob S.

5.0

Review Verified
"Since the first time I talked to Audyn over the phone I knew he was the one who was going to help me! . He always was there for me even on weekends, all my questions were answered even when I had problems understanding he used to set up a meeting for me to understand. I will just like to say thank you ."
– Ermin A R.

5.0

Review Verified
"I really liked that Audyn was always there when i had a question. He would always get back to me right away. He is polite and friendly."
– Monica J.

5.0

Review Verified
"Audyn made my first home buying experience seamless through his communication, friendliness and transparancy. He walked me carefully through each step of the process, anticipated my questions and concerns and was low pressure in selecting the loan that was right for me. I would refer him without hesitation and truly enjoyed working with him. Thank you, Audyn!"
– Jill S.

5.0

Review Verified
"Una esperiencia muy Buena y amigable"
– Joaquin A.

5.0

Review Verified
"He was amazing because he did his job really well!"
– Steve Randy L.

4.3

Review Verified
"Excellent customer service!"
– Dustin H.

5.0

Review Verified

Your PITI Payment @ $2500 with 4 different loan options

National Rate Averages

Conf. 30Y Fixed

5.42%
0.023

FHA 30Y Fixed

5.333%
0.005

Jumbo 30Y Fixed

5.163%
-0.169

Rate averages are calculated from actual locked rates. Learn more.

Additonal Resources

HOW TO CALCULATE A DEBT-TO-INCOME RATIO | QUICK DTI CALCULATION

Published 1 month ago

Paramount Residential Mortgage Group, Inc.

Company NMLS# 75243

1265 Corona Pointe Court Suite 301
Corona, CA 92879
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©2022 Paramount Residential Mortgage Group, Inc. ("PRMG") NMLS ID #75243; 1265 Corona Pointe Court, Corona, CA 92879; All Rights Reserved. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4131268; Finance Lenders Law License #603D903; AZ. Mortgage Banker License #910387; Georgia Residential Mortgage Licensee #32087; IL Residential Mortgage License# MB.6760962; K S -Licensed Mortgage Company, #MC.0025196; Massachusetts Mortgage Lender and Broker License, #MC75243; MS Department of Bank and Consumer Finance; NV Mortgage Broker License #3693; NH Banking Department 17393-MB; Dept. of Banking in the Common Wealth of PA, #37894; RI Licensed Lender, #20112799LL; and is also approved to lend in the following states: AL, AK, AR, CO, CT, DE, DC, FL, HI, ID, IA, KY, LA, ME, MD, Ml, MN, MO,M T, NJ, NM, NC, ND, OH,O K, OR, SC, SD, TN, TX, LJT, VT, WA, WV, WI. For licensing and other disclosures please visit: https/www.prmg.net/licenses/. For NMLS information: https/www.nmlsconsumeraccess.org/. PRMG is an Equal Housing Lender. Questions? Comments? Email: Feedback@PRMG.net PRMG Privacy Policy page - http://www.prmg.net/terms-and-conditions/ NMLS Consumer Access: https://www.nmlsconsumeraccess.org/

*Client testimonials do not reflect all borrowers and your experience may vary

© 2022 Lender Launchpad. This is not a Government website. Lender Launchpad and its products are not endorsed by the Department of Veterans Affairs or the US Department of Housing and Urban Development. The content on this site is for educational purposes only and is not an advertisement for a product or an offer to lend. If you have questions about the loan officers featured within our lender directory, please visit the Nationwide Mortgage Licensing System & Directory for more information and to check their licensing status at https://www.nmlsconsumeraccess.org